Consumer habits have changed, signed the WSJ

The Wall Street Journal has an excellent story that has been running for the last two days, entitled, “The Just-in-Time Consumer.  It tells a story of a U.S. consumer that has finally gotten more realistic about his or her spending.  Specifically the article...

Gold?!

If you have been reading this blog for any length of time, or if you are new to it, and you haven’t commented well then you are missing out on an opportunity.  I am willing to address specific questions.  How often do you get to query a retired and very...

A brief financial analysis lesson, slight return

As you may know, periodically on the blog I provide financial analysis lessons.  Today’s lesson uses American Express as a case study.  That staid charge card issuer has just changed the date in which payments are due each month.  It used to be that payment was...